If I recall, there are a few attorneys and law students on this site (@tkamB ) and I'm desperate for advice. I under-performed on the LSAT (164) and took a full-tuition scholarship at a university in my home city ranked 70-80. I've been accepted to transfer to a T20 school on a $46k scholarship. So that basically raises by total student debt from $30k to $100k. Any advice?